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Offset Mortgages

An offset mortgage is the ultimate in flexible mortgages. . An offset mortgage pulls all of your finances, such as your current account, mortgage, savings and personal loan accounts, together into a single account. On a daily basis it adds up all of your assets and your savings, plus the money in your current account, and offsets them against your debts (mortgage and loans).

The best mortgage deals

We have access to all the best deals in the mortgage market. Simply complete the online enquiry form and find out how much you can save with our market leading rates. And remember all our advice is free so you have nothing to lose.

Latest Mortgage Offer

3.99%

Latest Mortgage Offer

3.99% offset lifetime tracker. Arrangement Fee of £749 which can be added to the loan, maximum loan to value up to 65%, No early redemption Penalties. APR 4.5%

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Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing debts against your home. Model Mortgages is a trading name of Homesavers Mortgages and Loans Limited which is authorised and regulated by the FSA. Registration No 301911. As independent mortgage brokers we will give you the option to pay a fee or we can receive a payment from the lender and no fee from yourselves. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.